Simplifying Your Finances, One Book at a Time!
Helping individuals and small businesses get organized, prepare for taxes, and make confident financial decisions.
Helping individuals and small businesses get organized, prepare for taxes, and make confident financial decisions.
Hi, I’m Jonesha, founder of JS SmartBooks & Budgets.
I hold a Bachelor’s degree in Finance with a concentration in Financial Planning, and I am currently pursuing my Certified Management Accountant (CMA) to further deepen my expertise in budgeting, financial planning, and business strategy.
With over 9 years of combined experience in banking, corporate accounting, and finance, I’ve seen firsthand how proper financial organization can completely transform the way individuals and small business owners manage their money.
JS SmartBooks & Budgets was created to provide a more refined approach to bookkeeping and budgeting. One that is clear, structured, and completely judgment-free. My goal is to help clients not only stay organized, but to feel confident, in control, and supported in every financial decision they make.
I believe financial clarity is not a luxury. It’s a standard every individual and business deserves.

At JS SmartBooks & Budgets, our mission is to help individuals and small business owners take control of their finances through organized bookkeeping, intentional budgeting, and clear financial systems. We provide reliable, judgment-free support that simplifies money management, builds confidence, and makes tax season stress-free.
Whether you’re an individual working toward financial stability or a small business owner needing accurate, organized records, JS SmartBooks & Budgets offers personalized support designed to simplify your finances and keep you confident year-round.
Payments secure your session time and are non-refundable. Sessions must be completed or rescheduled within 30 days of payment.
Need help budgeting and building financial freedom? This plan is perfect for you. This plan is perfect for individuals ready to take control of their money.
Services include:
Book Here: https://forms.gle/vJxthjr5Dir149ng6
For self employed individuals, small businesses, and 1099 workers. I identify and organize all transactions from bank and credit card activity. you receive a clean summary for record keeping
Monthly Expense Review
1 account – $75/month
Each additional account – +$70
Quarterly Expense Review (4 months)
1 account – $250 (save $50)
2 accounts – $450 (save $90)
Includes bookkeeping support and general financial guidance.
This service is for clients who need a Profit and Loss statement created from their bank or credit card activity. I review statements, identify income and expenses, organize totals by category, and prepare a Profit and Loss statement suitable for tax preparation or financial reporting.
Pricing varies based on the volume of transactions and number of accounts.
For disorganized or incomplete books. Sort receipts and statements, categorize expenses, clean accounts, correct errors, and create a detailed P&L ready for your tax professional.
This option is for clients who want instructions but prefer to handle the packet themselves.
You will receive clear guidance explaining what documents the State of Illinois typically requests, how to organize your Profit and Loss statement and highlighted bank statements, and how to include a simple cover letter or notes explaining your expenses.
This service is instructional only. You prepare and submit the documents yourself.
This option is for clients who want their verification packet assembled and organized.
Since your Profit and Loss statement and highlighted bank statements have already been prepared, I will organize the full packet so it is ready to send to the state. This may include the completed questionnaire, Profit and Loss statement, highlighted bank statements, and a clear summary of the expenses shown.
You will receive an organized document package that can be submitted to the state electronically
Pricing is flexible and based on your unique needs. JS SmartBooks & Budgets provides bookkeeping and budgeting guidance only and does not offer tax filing or debt repair services. Payment is due at the time of booking.



Have questions or ready to get started? Whether it’s organizing your books, preparing a Profit & Loss statement, or creating a personalized budget plan, we’re here to help. Fill out the form below and we’ll guide you every step of the way.
We adapt to your schedule, making bookkeeping and budgeting easy and stress-free.
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